Membership Services
Our services fit into two main categories: those to help borrowers with certain education-related processes and the rest help our members with more general financial needs. Here is a rundown of all of the services we offer to Prosperity Benefit Services members.
Resolving Tax Debt
Having to deal with past due taxes can be extremely stressful. If you are dealing with wage garnishment, unfiled tax returns, or other tax-related issues, you can talk to one of our professionals which allows you to find the best possible solution for your situation. You are completely entitled to a 30-minute consultation that can make the difference to your financial life.
Preparing Your Taxes
Our members have the added benefit of getting their taxes prepared each year by a professional. If you meet all of the requirements, which include: filing single status or married filing jointly, made less than $66,000, not claiming any dependents, then you may qualify to get your taxes prepared and filed each year. We want to take the stress off your back and help streamline the whole process for our members.
Online Home Appraisal
Are you curious what your home is currently worth? Or perhaps you are looking to sell your property. Each year, we offer our members a free online home appraisal so that you can keep the money you would use to pay for a home appraisal in your pocket. Appraisals are compiled using the most up-to-date data such as property records and recent home sales in your neighborhood.
Credit Report Analysis
If you are planning to make a major financial purchase, such as a new car or your first home, you will need to know your current credit score. Our members have the added perk of getting a free annual credit report analysis, which will ensure that your credit is in good standing. This is beneficial to those who just want to make sure that there are no discrepancies with their credit and helps protect our members from identity theft.
Repayment Plan Change
Unlike most private loans, federal loans allow the borrower to change their repayment plan. If for some reason you can’t afford your current monthly payment, this is an option for you to continue paying without breaking the bank. Keep in mind that by lowering your monthly payment, this will extend the term in which you are paying off the loan, increasing the amount of interest you will have to pay in the long run.
Recertification Assistance
If you have an income-driven repayment plan, each year you have to recertify. For many, this is hard to keep track of, and a significant portion of individuals miss the deadline to recertify their plan each year. As a Prosperity Benefit Services member, you will get reminded each year that the deadline is coming up, ensuring that you don’t miss another recertification deadline again.
Blog Article Request
You will find the blog section to be a helpful resource with the latest current events or news. To make things even better, we are letting you take control of the blog section! With the new “request a blog” feature, members can request what articles get published. This is a great feature, members can get creative and advise us on what to write next, or perhaps there’s a particular topic/subject you want to hear about. To take it even further, maybe there’s a myth, conspiracy, history, sports, athletes, or celebrity that you may want us to research and write about; and now, we will!
Financial Profile Analysis
Everyone’s financial situation changes more often than we would like. It is for this reason why we offer our members the opportunity to consult with our financial professionals. After reviewing your own specific financial situation, we can help you find ways to save on taxes or even overcome any debt that may be weighing you down. All can be achieved with just a simple phone consultation.
